West Virginia First Time Home Buyer Grants and Loan Programs





West Virginia first time home buyer grants and loan programs - The First Front Door Program is a first time home buyer program offered by the FHL Bank of Pittsburgh. The program is available to eligible buyers in Delaware (DE), West Virginia (WV) and Pennsylvania (PA).

The program provides qualified buyers with closing cost and downpayment assistance by matching a qualified home buyer's contribution 3-to-1, based on the buyer's need. For every $1 of contribution the buyer makes, the FHL Bank provides $3 in grant assistance, up to a maximum of $5,000. To receive the full $5,000 grant, an eligible home buyer would need to contribute $1,667.

Some of the qualifications for the program include:

  • Being a first time home buyer (which means the buyer has not owned a home within the past three years, or has owned a home only while married but not as a single person within the last three years).
  • The buyer must contribute personal funds as part of the downpayment and closing costs.
  • Have an income at or below 80% of the area median income at the time of First Front Door registration (income limits vary depending on if the buyer is in PA, WV or DE).
  • The buyer must obtain a home loan/mortgage from a participating bank.
To see if you qualify for this program, go to the First Front Door website for more information.

Additional Program for Fairmont/Morgantown

The Fairmont/Morgantown Housing Authority offers first time home buyer programs for low and moderate income residents of this area.

The program, called QMRB (Qualified Mortgage Revenue Bond), offers help eligible participants. Affordability is determined by income. Applicants are approved based on various underwriting criteria.

To see if you qualify for this program, go to the Fairmont/Morgantown Housing Authority website for details.







Go from West Virginia First Time Home Buyer Grants and Loan Programs to the Home Page