Vermont First Time Home Buyer Grants and Loan Programs





Vermont first time home buyer grants and loan programs - The Vermont Housing Finance Agency (VHFA) offers programs for first time home buyers.

VHFA's program offers eligible buyers low interest rates, various downpayment options and a saving of up to $500 due to an exemption from Vermont's Property Transfer Tax. The VHFA's program is available from participating lenders throughout VT.

The program is available to first time home buyers that have not have owned a home and is purchasing a home in one the following counties: Addision, Bennington, Chittenden, Grand Isle or Windsor (there are special exceptions in the Burlington area). In addition, applicants do not have to be first time home buyers if the home is being purchased in any other county in VT.

To see if you qualify, go to the VHFA website for more information. 




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