Rhode Island First Time Home Buyer Grants and Loan Programs

Rhode Island First Time Home Buyer Grants and Loan Programs

Rhode Island first time home buyer grants and loan programs - The Rhode Island Housing Authority (formerly also known as RIMHFC) offers several programs for first time home buyers.

Rhode Island Housing offers low interest loans and buyer education programs to qualified first time home buyers. They offer several loan programs, including home loans/mortgages for up to 40 years.

To qualify for the Rhode Island Housing programs, there are buyer income limits and also limits of the purchase price of the home.

Some of the above requirements may not be applicable to buyers that purchase homes in these cities/towns - Central Falls, Pawtucket, Newport, Woonsocket and Providence.

Rhode Island Housing also offers downpayment assistance to qualified applicants.

Check out the RI Housing website for more details. Or, call Rhode Island Housing at 1-401-450-1344.

Special Programs for Woonsocket Residents

The City of Woonsocket also offers programs for first time home buyers through the City of Woonsocket’s Housing and Community Development Division of the Department of Planning and Development.

The website doesn't show the program details available yet, but they can be contacted either by mail, fax or phone:

Paulette Miller
Deputy Director of Housing & Community Development
City Hall, 169 Main Street
Woonsocket, RI 02895
phone: 401-767-9232
fax: 401-766-9312

Or, you can check the City's website for updates about these programs.

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