Pennsylvania First Time Home Buyer Grants and Loan Programs





Pennsylvania first time home buyer grants and loan programs - The First Front Door Program is a first time home buyer program offered by the FHL Bank of Pittsburgh. The program is available to eligible buyers in Delaware (DE), West Virginia (WV) and Pennsylvania (PA).

The program provides qualified buyers with closing cost and downpayment assistance by matching a qualified home buyer's contribution 3-to-1, based on the buyer's need. For every $1 of contribution the buyer makes, the FHL Bank provides $3 in grant assistance, up to a maximum of $5,000. To receive the full $5,000 grant, an eligible home buyer would need to contribute $1,667.

Some of the qualifications for the program include:

  • Being a first time home buyer (which means the buyer has not owned a home within the past three years, or has owned a home only while married but not as a single person within the last three years).
  • The buyer must contribute personal funds as part of the downpayment and closing costs.
  • Have an income at or below 80% of the area median income at the time of First Front Door registration (income limits vary depending on if the buyer is in PA, WV or DE).
  • The buyer must obtain a home loan/mortgage from a participating bank.
To see if you qualify for this program, go to the First Front Door website for more information.

Additional Program Available in Centre County

The Centre County Housing Authority offers special programs for Pennsylvania first time home buyers in Centre County.

Eligible buyers must be a first time home buyers, meaning the household has been renting a home and has not owned a home during the past three years, or is otherwise eligible as a single parent who is legally separated and has custody of one or more minor children. The program has income limit requirements and the purchase price of the home may also not exceed $100,000.

To see if you qualify, check out the Centre County Authority Website.

Additional Program Available in Lancaster County

The Lancaster Housing Opportunity Partnership (LHOP) offers programs for first time home buyers.

The LHOP program helps make the dream of owning a home more attainable and more affordable for first time home buyers through education seminars and providing financial assistance to help with the home purchase.

To see if you qualify, check out the LHOP website for more information.







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