North Carolina First Time Home Buyer Grants and Loan Programs





North Carolina first time home buyer grants and loan programs - The North Carolina Housing Finance Agency (NCHFA) offers programs for first time home buyers.

The NCHFA program offers qualified buyers below market interest rate home loans/mortgages as well as downpayment assistance and second mortgage up to $20,000 for job loss protection.

If the buyer does not qualify for the home loan/mortgage, he/she may be eligible for a Mortgage Credit Certificate (MCC). This federal tax credit can lower the income tax liability, dollar-for-dollar, leaving the buyer with more money to use toward the home loan/mortgage.

To see if you qualify for these programs, check out the NCHFA website to learn more.







Go from North Carolina First Time Home Buyer Grants and Loan Programs to the Home Page