Iowa First Time Home Buyer Grants and Loan Programs

Iowa first time home buyer grants and loan programs - The Iowa Finance Authority (IFA) offers programs for first time home buyers.

IFA’s FirstHome and FirstHome Plus programs offer qualified home buyers affordable home loan/mortgage financing with low, fixed interest rates and no points or origination fees. The programs offer buyers flexible credit qualification and a lower downpayment. The programs are available from about 400 participating Iowa lenders.

The Military Service Member Homeownership Assistance Program provides grants to helps eligible members of military purchase qualified homes in IA.

If you want to see if you qualify for these programs, check out the IFA website.

Special Programs for Rural Home Buyers

The Rural Homeownership Fund (RHF) will provide funds for eligible home buyers in communities with a population under 25,000 and that are considered non-urban areas of Iowa.

To learn more about this program, check out this link or a County Bank branch office.

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