Idaho first time home buyer grants and loan programs - The Idaho Finance & Housing Association (IHFA) offers a first time home buyer education program called Finally Home!®.
The Finally Home!®, created by IHFA and several organizations statewide, has designed the education program to help address many issues that potential home owners face. The program covers all the steps involved purchasing a home, from qualifying for a home loan/mortgage and choosing a Realtor, to making an offer and closing costs.
Potential home buyers that successfully complete the Finally Home!® education program may be eligible for the following incentives including - downpayment and closing cost assistance, home loan/mortgage programs that accept higher debt to income ratios and using "gift funds" at closing. The education programs are available for a small out of pocket cost.
To see if you qualify for this program, go to the IHFA website to learn more.